Disclaimer

Not an Offer to Sell or a Solicitation to Buy

Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

Acknowledgement

By clicking on “I Agree” below, you will acknowledge and agree with Principal that you:

  1. have read, understood and agree to the above;
  2. are a Malaysian resident and you are accessing the information from within Malaysia; and
  3. agree to the exclusion by Principal of any liability for any loss (direct or otherwise) arising from the use of any part of the information contained in this website, and the exclusion of any liability in respect of any error or omission by Principal and any relevant third party.
     

I have read and agree to Principal's Terms and Conditions

I AgreeI Disagree
Skip to main content
Home
  • Log in

Malaysia Menu

  • Invest & Retire
    • YOUR FINANCIAL FUTURE STARTS HERE
    • CUSTOMISED SOLUTIONS
    • Unit Trust
    • Private Retirement Scheme
    • EPF's i-Invest
    • Islamic Investments
    • Exchange-Traded Fund
    • Star Club
    • SELF-SERVICE INVESTMENT
    • Invest Online with Cash or i-Invest
    • Invest via Touch ‘n Go eWallet
    • SUSTAINABLE INVESTING
    • Our Sustainability Journey
    • Our Commitment
    • Our ESG Strategy
    • Enrich your knowledge
    • GET HELP
    • Contact us
    • Financial Consultant
    • View UT / PRS Statement
    • Discover your path to investing and retirement
  • Knowledge & Insights
  • About Principal
    • KNOW US BETTER
    • About Us
    • Awards & Recognition
    • Leadership
    • Expertise & Experience
    • Media Room
    • Careers
  • For Institutional
  • EN
  • BM
Knowledge Centre Illustration

Investments that help you achieve your long-term financial goals.

  • Select Menu
    • New fund series
    • What is unit trust?
    • Direct investment versus unit trust?
    • Who should invest?
  • New fund series
  • What is unit trust?
  • Direct investment versus unit trust?
  • Who should invest?

New fund series help align our investment strategies

As one of the largest growing asset managers in ASEAN, we are deeply committed to offering innovative solutions and products to help our investors achieve their long-time goals. In total, Principal offers over 70 funds to help investors diversify their investment portfolios based on their risk tolerance and time horizon in market. 

As part of our rebranding effort, we have changed our fund names to reflect our new company name and positioning. We’re proud to introduce five fund series to help investors “quickly” know what to expect for a fund strategy and common features for both our conventional and Islamic funds: 

 lifetime series Lifetime Series

These funds aim to provide income payout and apply more conservative investment strategy.

Conventional funds
- Principal Lifetime Bond Fund (formerly known as CIMB-Principal Bond Fund)*
- Principal Lifetime Balanced Income Fund (formerly known as CIMB-Principal Balanced Income Fund)*
- Principal Lifetime Enhanced Bond Fund (formerly known as CIMB-Principal Strategic Bond Fund)
- Principal Lifetime Balanced Fund (formerly known as CIMB-Principal Balanced Fund)*
Islamic Funds
- Principal Islamic Lifetime Balanced Fund (formerly known as CIMB Islamic Balanced Fund)*
- Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund)
- Principal Islamic Lifetime Enhanced Sukuk Fund (formerly known as CIMB Islamic Enhanced Sukuk Fund)*
- Principal Islamic Lifetime Sukuk Fund (formerly known as CIMB Islamic Sukuk Fund)*

 titan dali series Titans and DALI Series

These funds tend to have lower volatility, since the primary investment focus is on large capitalization companies.

Conventional funds
- Principal Global Titans Fund (formerly known as CIMB-Principal Global Titans Fund)*
- Principal Malaysia Titans Plus Fund (formerly known as CIMB-Principal Malaysia Equity Fund)*
- Principal Asia Titans Fund (formerly known as CIMB-Principal Asian Equity Fund)*
- Principal Titans Growth & Income Fund (formerly known as CIMB-Principal Equity Growth & Income Fund)*
- Principal Malaysia Titans Fund (formerly known as CIMB-Principal Equity Fund)
- Principal Titans Income Plus Fund (formerly known as CIMB-Principal Equity Income Fund)
Islamic Funds
- Principal DALI Equity Growth Fund (formerly known as CIMB Islamic DALI Equity Growth Fund)*
- Principal DALI Equity Fund (formerly known as CIMB Islamic DALI Equity Fund)*
- Principal DALI Asia Pacific Equity Growth Fund (formerly known as CIMB Islamic DALI Asia Pacific Equity Growth Fund)
- Principal DALI Global Equity Fund (formerly known as CIMB Islamic Global Equity Fund)

 dynamic series Dynamic Series

These funds allow a fund manager the flexibility to change the investment exposure depending on market conditions to help maximise earnings potential.

Conventional funds
- Principal Asia Pacific Dynamic Income Fund (formerly known as CIMB-Principal Asia Pacific Dynamic Income Fund)*
- Principal Asia Pacific Dynamic Growth Fund (formerly known as CIMB-Principal Asia Pacific Dynamic Growth Fund)
- Principal Asia Pacific Dynamic Mixed Asset Fund (formerly known as CIMB-Principal Asia Pacific Dynamic Mixed Asset Fund)
- Principal ASEAN Dynamic Fund (formerly known as CIMB-Principal ASEAN Total Return Fund)
- Principal Dynamic Growth Fund (formerly known as CIMB-Principal Dynamic Growth Fund)
- Principal Dynamic Enhanced Malaysia Income Fund (formerly known as CIMB-Principal Income Plus Balanced Fund)*
- Principal Asia Dynamic Bond Fund (formerly known as CIMB-Principal Asian Dynamic Bond Fund)
Islamic Funds
- Principal Islamic Asia Pacific Dynamic Equity Fund (formerly known as CIMB Islamic Asia Pacific Equity Fund)*

 opportunities series Opportunities Series

These funds follow an aggressive investment strategy. Our investor’s with higher risk tolerance and longer time horizons for needing funds will find benefits in this series.

Conventional funds
- Principal Malaysia Enhanced Opportunities Fund (formerly known as CIMB-Principal Equity Aggressive Fund 1)*
- Principal Malaysia Opportunities Fund (formerly known as CIMB-Principal Equity Aggressive Fund 3)*
- Principal Small Cap Opportunities Fund (formerly known as CIMB-Principal Small Cap Fund)
- Principal China Direct Opportunities Fund (formerly known as CIMB-Principal China Direct Opportunities Fund)
- Principal China-India-Indonesia Opportunities Fund (formerly known as CIMB-Principal China-India-Indonesia Equity Fund)
Islamic Funds
- Principal Islamic Malaysia Opportunities Fund (formerly known as CIMB Islamic Al-Azzam Equity Fund)*
- Principal Islamic Enhanced Opportunities Fund (formerly known as CIMB Islamic Equity Aggressive Fund)*
- Principal Islamic Small Cap Opportunities Fund (formerly known as CIMB Islamic Small Cap Fund)
- Principal DALI Opportunities Fund (formerly known as CIMB Islamic DALI Equity Theme Fund)

 PRS Plus series PRS Plus Series

These funds have been approved for inclusion for voluntary savings for retirement through the Private Retirement Scheme and cover a variety of risk classes.

Conventional funds
- Principal PRS Plus Conservative (formerly known as CIMB-Principal PRS Plus Conservative)
- Principal PRS Plus Moderate (formerly known as CIMB-Principal PRS Plus Moderate)
- Principal PRS Plus Growth (formerly known as CIMB-Principal PRS Plus Growth)
- Principal PRS Plus Equity (formerly known as CIMB-Principal PRS Plus Equity)
- Principal PRS Plus Asia Pacific Ex Japan Equity (formerly known as CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity)
Islamic Funds
- Principal Islamic PRS Plus Conservative (formerly known as CIMB Islamic PRS Plus Conservative)
- Principal Islamic PRS Plus Moderate (formerly known as CIMB Islamic PRS Plus Moderate)
- Principal Islamic PRS Plus Growth (formerly known as CIMB Islamic PRS Plus Growth)
- Principal Islamic PRS Plus Equity (formerly known as CIMB Islamic PRS Plus Equity)
- Principal Islamic PRS Plus Asia Pacific Ex Japan Equity (formerly known as CIMB Islamic PRS Plus Asia Pacific Ex Japan Equity)

We also have a variety of funds that fall outside of our new series

etf funds ETF Funds

- Principal FTSE ASEAN 40 Malaysia (formerly known as CIMB FTSE ASEAN 40 Malaysia)
- Principal FTSE China 50 ETF (formerly known as CIMB FTSE China 50)

feeder funds Feeder Funds & Sub-Managed Funds

- Principal Australian Equity Fund (formerly known as CIMB-Principal Australian Equity Fund)
- Principal Greater China Equity Fund (formerly known as CIMB-Principal Greater China Equity Fund)
- Principal Global Multi Asset Income Fund (formerly known as CIMB-Principal Global Multi Asset Income Fund)
- Principal Emerging Markets Multi Asset Fund (formerly known as CIMB-Principal Emerging Markets Multi Asset Fund)
- Principal Global Preferred Securities Fund (formerly known as CIMB-Principal Preferred Securities Fund)
- Principal US Mortgage Fund (formerly known as CIMB-Principal US Mortgage Fund)
- Principal China Multi Asset Income Fund (formerly known as CIMB-Principal China Multi Asset Income Fund
- Principal Global Income Fund (formerly known as CIMB-Principal Global Income Fund)
- Principal Global Technology Fund (formerly known as CIMB-Principal Global Technology Fund)
- Principal Global Dynamic Innovation Fund (formerly known as Principal Global Millennial Equity Fund)

etf funds Other Funds

Conventional funds
- Principal KLCI-Linked Fund (formerly known as CIMB-Principal KLCI-Linked Fund)*
- Principal Conservative Bond Fund (formerly known as CIMB-Principal Conservative Bond Fund)
- Principal Money Market Income Fund (formerly known as CIMB-Principal Money Market Income Fund)
- Principal Deposit Fund (formerly known as CIMB-Principal Deposit Fund)*
- Principal Deposit Fund 2 (formerly known as CIMB-Principal Deposit Fund 2)
- Principal Institutional Bond Fund 2 (formerly known as CIMB-Principal Institutional Bond Fund 2)
Islamic Funds
- Principal Islamic Money Market Fund (formerly known as CIMB Islamic Money Market Fund)*
- Principal Islamic Deposit Fund (formerly known as CIMB Islamic Deposit Fund)
- Principal Islamic Deposit Fund 2 (formerly known as CIMB Islamic Deposit Fund 2)

*EPF-MIS funds

We thank you for your continuous support and please be rest assured that we are committed to helping you navigate during these trying times. Please reach out to us for any assistance or enquiries.

Unit trust fund, also known as managed investment, allow you to pool your money with that of many other investors so that the unit trust fund can buy a wide range of investments managed by a professional team. This includes investments which may not ordinarily be available to you through direct investment such as large commercial properties and corporate bonds.

What type of investor are you? These 7 easy questions may tell you. Click here to find out. 

Once you have decide to invest, you have a choice of investing directly or through a unit trust fund. Which method is appropriate may well depend on your individual investment needs, however, using professional fund managers can generally provide better returns over the long-term. 

Fund managers tend to outperform individual investors because:

  • Their portfolios are constructed using a defined and consistent investment philosophy;
  • Fund managers have a far greater access to quality information including company contacts, competitors and customers than do individual investors;
  • Fund managers employ full-time investment professionals to monitor investment markets and the way economic developments affect these markets;
  • The size of their portfolios generally means that fund managers can more easily reduce risk through greater diversification. They can also reduce risk by implementing sophisticated risk-management techniques involving the use of derivatives; and
  • Fund managers have the economies of scale to reduce expenses through lower transaction costs. For example, fund managers generally pay much lower commissions to stockbrokers.

Unit trusts are a simple and convenient investment option for people who have a long-term investment horizon but do not have either the time, desire, or expertise to invest directly in financial markets. 

Unit trusts can be particularly suitable for smaller, first time investors as they offer the opportunity to establish a broadly diversified portfolio of assets with a relatively small amount of money. 

However, larger investors can also benefit from unit trusts as they provide access to the expertise of professional investment managers. 

When you invest in a unit trust fund, your money buys 'units' in that fund, at a price that is struck for that particular day. Over the period in which you invest, the unit trust price will move up and down as the value of the investments with the unit trust fund rise or fall. Returns from a unit trust fund are typically calculated based on movements in the bid (or withdrawal) unit trust price and assume any income distributions paid to investors are reinvested in the fund as additional units.

EPF-MIS Calculator

RM
RM

Age (Years) Basic Savings (RM) Age (Years) Basic Savings (RM)
18 2,000 37 68,000
19 4,000 38 74,000
20 6,000 39 80,000
21 8,000 40 86,000
22 10,000 41 93,000
23 13,000 42 101,000
24 15,000 43 108,000
25 18,000 44 116,000
26 21,000 45 125,000
27 24,000 46 134,000
28 27,000 47 144,000
29 31,000 48 154,000
30 35,000 49 164,000
31 39,000 50 175,000
32 43,000 51 187,000
33 47,000 52 199,000
34 52,000 53 212,000
35 57,000 54 226,000
36 62,000 55 240,800

Top Unit Trust Funds

  • Principal Global Dynamic Income Fund - Class JPY-Hedged
NAV jpy 0.9543
Change 1.28%
  • Principal Islamic Greater China Growth Fund - Class MYR
NAV MYR 0.9599
Change 1.22%
  • Principal Greater China Equity Fund (Class MYR)
NAV MYR 0.9781
Change 1.21%
  • Principal Greater China Equity Fund (Class AUD-Hedged)
NAV AUD 0.9686
Change 1.14%
  • Principal Islamic Greater China Growth Fund - Class USD
NAV USD 1.0593
Change 1.14%
  • Principal Greater China Equity Fund (Class MYR-Hedged)
NAV MYR 1.0111
Change 1.13%
  • Principal Singapore Equity Fund - Class JPY-Hedged
NAV jpy 1.0570
Change 1.13%
  • Principal Islamic Greater China Growth Fund - Class SGD-Hedged
NAV SGD 1.0153
Change 1.11%
  • Principal Islamic Greater China Growth Fund - Class MYR-Hedged
NAV MYR 1.0035
Change 1.10%
  • Principal Greater China Equity Fund (Class SGD-Hedged)
NAV SGD 1.0066
Change 1.09%
  • Link 1
  • Link 2
See all

As of current Market close

Fund Offerings

Equity

Knowledge Centre Illustration

Mixed Assets

Fixed Income and Money Market

Regional and Global

Knowledge Centre Illustration

Close Ended

Wholesale

Growth

growth

Bond / Income

Our Company

  • About Us
  • Awards & Recognition
  • Leadership
  • Media Room
  • Expertise & Experience
  • We’re Hiring
  • Principal Funds
  • Partners & Distributors

Others

  • Investor’s Guide
  • Sophisticated Investor
  • Cross Trade Policy
  • Responsible Investment
  • Internet Risk
  • Anti-Bribery and Corruption
  • View UT / PRS Statement
  • Vulnerable Client

Principal Sites

  • Principal Financial Group
  • Principal Indonesia
  • Principal Islamic
  • Principal Singapore
  • Principal Thailand

Get Help

  •   603-7723-7260
  •   Whatsapp
  •   Contact Us
  •   Principal Consultants
  •   Branches
  •   Offices
  •   Terms & Conditions
  • Terms of Use
  • Disclaimer
  • Privacy
  • Security
  • Report Fraud
  • Site Map

© 2025 Principal Asset Management Berhad 199401018399 (304078-K)

Note: Prospectuses, Product Highlight Sheets (PHS), Product Leaflets, Fund Fact Sheets, Annual Reports and Interim Reports can be viewed by using Adobe Acrobat Reader.

 
 
 
 
Let’s Chat!