CIMB-Principal Income Plus Balanced Fund EPF MIS

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
CIMB-Principal Income Plus Balanced Fund 3.80 % 3.80 % 10.63 % 15.12 % 291.78 % 0.2890 50.31
Benchmark 0.55 % 0.55 % 5.25 % 7.03 % 175.26 %
Benchmark : 40% FBM100 + 60% CIMB Bank 1-Month Fixed Deposit Rate

General Information

The objective of the Fund is to provide capital growth over the medium to long term as well as income distributions.

Fund is suitable for investors who:
  • have a medium to long-term investment horizon;
  • want a diversified portfolio yet prefer a higher exposure to fixed income securities;
  • seek capital appreciation with income being secondary;
  • look for an investment which has the potential to grow in value over the medium to long-term and potentially offset the effects of inflation; and/or
  • look for a less volatile investment but can accept that returns may fluctuate over the short-term.

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed half-yearly in January and July each year at the Manager’s discretion*.
Investment Time Horizon Recommended 3 years or more.
Initial Investment Minimum RM500
Additional Investment RM200 or more at any time.
Cooling off period You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, Principal Asset Management’s staff and person(s) registered to deal in unit trust of Principal Asset Management or any Approved Distributor are not entitled to the cooling-off right.

However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF’s terms and conditions.
Minimum Withdrawal 400 units
Launch Date 12 March 1998

Fund Partner

Click here to know more about our fund partner(s).

Fund Fees

Application Fees Up to 5.0% on each investment
Annual Fees Management Fee: Up to 1.85% per annum of the NAV
Trustee Fee: Up to 0.08% per annum of the NAV
Switching Fees Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.