banner image

Discover our features

What are the benefits?

Invest from as low as RM10.

Invest from as low as RM10.

Projected-returns

Projected-returns* of up to 3.95% p.a.

Invest in your goals

Invest in your goals.

Safe and secure

Safe, secure and convenient platform.

Shariah-compliant

Shariah-compliant.

No lock-in period

No lock-in period.

*The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees.

About the fund

When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund.

Principal Islamic Money Market Fund (Class D)

NAV

MYR 1.0292

Change

0.01 %

Principal Malaysia Titans Fund - Class D

NAV

MYR 1.2605

Change

1.11 %

Principal Titans Income Plus Fund - Class D

NAV

MYR 1.2446

Change

1.00 %

Principal Asia Pacific Dynamic Income Fund - Class D

NAV

MYR 1.2237

Change

0.97 %

Principal Lifetime Balanced Income Fund - Class D

NAV

MYR 1.1896

Change

0.81 %

Principal Islamic Lifetime Balanced Fund - Class D

NAV

MYR 1.1962

Change

0.71 %

Principal Asia Titans Fund - Class D

NAV

MYR 1.2235

Change

0.53 %

Load more funds

How to get started?

1
Launch Touch ‘n Go eWallet app.
2
Click on the GOfinance icon.
3
Tap on Investment and select ‘Principal’.
4
Perform eKYC#.
5
Complete risk assessment (For Invest feature only).
6
Make first Cash In using eWallet balance or FPX.


#For existing GO+ investors, you may skip this step and proceed to next. 

 

invest via ewallet
Monthly Auto Cash In (Regular Savings Plan) now available.
Here's why you should consider activating this new feature when you invest with us via your eWallet.
investment icon
Only one quick step to activate monthly Auto Cash In (Regular Savings Plan).
stay motivated
Stay motivated and get closer to achieving your goals.
compounding-interest
Reap the benefits of compounding returns.

Quick step to activate Monthly Auto Cash In.

1
Select your goal or fund.
2
Enable Monthly Auto Cash In. Minimum monthly commitment of RM500 required.
 
3
Confirm your details to complete setup.

Frequently asked questions (FAQ)

1. How is investment possible with Principal through Touch 'n Go eWallet app?

You can now invest in Unit Trust funds* (“Fund”) with Principal Asset Management Berhad (“Principal Malaysia”) through GOfinance’s Investment feature.

*See FAQ no. 7 for fund listing.

2. What are the features in this Investment feature?

There are two features as below:

FeatureDescription
SaveSave is a goal-based investment feature where you can select and personalise your investment goals(s)
InvestInvest is a new feature that enables investors to invest in Global & Regional in both conventional & Islamic funds for potentially higher returns.
3. What is the difference between GO+ and Save/Invest?
 GO+Save/Invest
Purpose For daily usage
Earn daily returns on your balances and use them to make payments.
 
For Investment
An option to diversify and build your investment portfolio.
 
Returns    Daily nett returns of up to 3.45% p.a. or more.

For Save feature
Projected gross returns* of up to 3.95% p.a.

For Invest feature 

Average total returns of up to 15.86% (Since inception until 31 January 2024.

*Past performance is not an indication of future performance. 

Withdrawal/Cash Out
  • Instant Cash Out for GO+ balances to make payment through Touch ‘n Go eWallet’s merchants.
  • Up to three (3) Business Day to bank account.
     
For Save feature
Up to two (2) Business Days to bank account

For Invest feature 
Up to seven (7) Business Days to bank account
Investment HorizonShort to mid-termMid - long term*

*3 years or more. Please refer to the Fund's Product Highlight Sheet for details. 
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4. What is the difference between Save and Invest feature?
 Investing in “Save” featureInvesting in “Invest” feature
 
Purpose For savings
An option for you to invest in your financial goals.
 
For investing
An option for you to diversify your investment based on your risk appetites.
 
Fund(s) 

Shariah-compliant Fund

  1. Principal Islamic Money Market Fund (Class D)

Conservative 

  1. Principal Islamic Money Market Fund (Class D)
  2. Principal Islamic Global Selection Moderate Conservative Fund (Class D)
  3. Principal Lifetime Bond Fund (Class D)

Moderate

  1. Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
  2. Principal Islamic Global Selection Moderate Fund (Class D)
  3. Principal Islamic Lifetime Balanced Fund (Class D)
  4. Principal Lifetime Balanced Income Fund (Class D)

Aggressive

  1. Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
  2. Principal Islamic Global Selection Aggressive Fund (Class D)
  3. Principal Asia Pacific Dynamic Income Fund (Class D)
  4. Principal Global Titans Fund (Class D)
  5. Principal DALI Global Equity Fund (Class D)
  6. Principal Islamic Enhanced Opportunities Fund (Class D)
  7. Principal Asia Titans Fund (Class D)
  8. Principal Malaysia Titans Fund (Class D)
  9. Principal Titans Income Plus Fund (Class D)
Cash In Min RM10Min RM10
Withdrawal/Cash Out 
 
Up to two (2) Business Days to the bank account.
 
Within seven (7) Business Days.

 
Investment HorizonShort to mid-termMid to long-term*
*3 years or more. Please refer to the Fund's Product Highlight Sheet for details.
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5. What are the benefits of investing via Save/Invest feature?
  • Convenient way to start investing from as low as RM10
  • Gateway to Global & Regional Conventional & Islamic funds
  • Safe and secure platform
  • No investment cap 
  • No lock-in period

For fund information, you can refer to the following links: https://bit.ly/FundList and search for the fund name.