Disclaimer

Not an Offer to Sell or a Solicitation to Buy

Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

Acknowledgement

By clicking on “I Agree” below, you will acknowledge and agree with Principal that you:

  1. have read, understood and agree to the above;
  2. are a Malaysian resident and you are accessing the information from within Malaysia; and
  3. agree to the exclusion by Principal of any liability for any loss (direct or otherwise) arising from the use of any part of the information contained in this website, and the exclusion of any liability in respect of any error or omission by Principal and any relevant third party.
     

Principal Lifetime Balanced Fund EPF MIS

Fund Performance

As at date : 31-05-2022
Fund
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Lifetime Balanced Fund -4.82% -0.04% 7.89% 8.91% 519.01% 0.3727 49.93
Benchmark -0.76% -1.60% -1.82% -4.43% 163.35%
Benchmark : 70% FBM100 + 30% CIMB Bank 1-Month Fixed Deposit Rate

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jan-2022 0.78 2.03
Jan-2021 1.27 3.13
Jan-2020 2.00 5.13
Jan-2019 1.73 4.34
Jan-2018 2.65 5.92
Jan-2017 2.45 6.01
Jan-2016 2.55 5.66
Jan-2015 3.00 5.89
Jan-2014 3.00 6.24
Jan-2013 2.69 5.90

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information


Note: This fund under EPF Members’ Scheme Investment (EPF-MIS) is suspended with effect from 1 April 2022 and will cease to accept new EPF sales. Existing fund holders may keep your monies in the fund, switch out or redeem.
 

Principal Lifetime Balanced Fund is a balanced fund issued by Principal Malaysia. The Fund aims to grow the value of investments over the long-term through investment in a diversified mix of Malaysian assets.

This is neither a capital protected nor capital guaranteed fund.

Fund is suitable for investors who:
  • have a long-term investment horizon;
  • want a balanced portfolio that includes equities and fixed income securities;
  • recognise that a well-diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities; and/or
  • seek capital appreciation over the long-term.

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed once a year every January at the Manager’s discretion.
 
Investment Time Horizon Recommended 5 years or more.
 
Initial Investment# Minimum MYR 500 or such other amount as the Manager may decide from time to time.

#The minimum initial investment for EPF-MIS shall be MYR1,000 or such other amount as determined by EPF. The list of funds that is allowed under the EPF-MIS approved fund will be updated on the website at www.principal.com.my or www.kwsp.gov.my as and when EPF revises the list. Alternatively, you may contact our Customer Care Centre at (03) 7723 7260 for further information.
 
Additional Investment MYR 200 or such other amount as the Manager may decide from time to time.
 
Cooling off period

For first time investor investing with us or any of our distributors, you have six (6) Business Days from the date the completed application is received and accepted by us or our Distributors to reconsider its appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per unit when the units were purchased. We will refund the investment amount including the Application Fee (if any) to you within ten (10) calendar days from the day we receive the complete documentations. Please note that the cooling-off right is only given to first time investor investing with us. However, Principal Malaysia’s staff and person(s) registered with a body approved by the SC to deal in unit trust are not entitled to the cooling-off right. 

In addition, if you have invested via the EPF-MIS (where available), your cooling-off right is subject to EPF’s terms and conditions.
 

Minimum Withdrawal 400 units or such other unit amount as the Manager may decide from time to time.
 
Launch Date 12 March 1998
 

Fund Partner

Click here to know more about our fund partner(s).

Fund Fees

Application Fees* Up to 5.00% of the NAV per unit.

*If the Fund is an EPF-MIS approved fund and you have invested via EPF-MIS, you may be charged an Application Fee of up to 3.00% of the NAV per unit, or such other rate as the EPF may determine.
 
Annual Fees Management Fee: Up to 1.85% per annum of the NAV of the Fund.
Trustee Fee: Up to 0.08% per annum of the NAV of the Fund (includes local custodian fee but excludes foreign sub-custodian fees and charges (if any)) of the NAV of the Fund. 
 
Switching Fees Switching is treated as a withdrawal from the Fund and an investment into another Principal Malaysia Fund. You will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. In addition, the Manager may impose a MYR100 administrative fee for every switch. You may negotiate to lower the Switching Fee and/or administrative fee.