Principal Lifetime Balanced Fund (formerly known as CIMB-Principal Balanced Fund) EPF MIS

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
Principal Lifetime Balanced Fund (formerly known as CIMB-Principal Balanced Fund) 5.33 % 4.66 % 6.94 % 16.19 % 511.86 % 0.3882 56.92
Benchmark 1.26 % -0.26 % -2.85 % 2.64 % 222.76 %
Benchmark : 70% FBM100 + 30% CIMB Bank 1-Month Fixed Deposit Rate

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jan-2020 2.00 5.13
Jan-2019 1.73 4.34
Jan-2018 2.65 5.92
Jan-2017 2.45 6.01
Jan-2016 2.55 5.66
Jan-2015 3.00 5.89
Jan-2014 3.00 6.24
Jan-2013 2.69 5.90

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

General Information

Principal Lifetime Balanced Fund is a balanced fund issued by Principal Malaysia. The Fund aims to grow the value of investments over the long-term through investment in a diversified mix of Malaysian assets.

Fund is suitable for investors who:
  • have a long-term investment horizon;
  • want a balanced portfolio that includes equities and fixed income securities;
  • recognise that a well-diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities; and/or
  • seek capital appreciation over the long-term.

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed once a year every January at the Manager’s discretion.
Investment Time Horizon Recommended 5 years or more.
Initial Investment Minimum RM500 or such other amount as the Manager may decide from time to time.
Additional Investment RM200 or such other amount as the Manager may decide from time to time.
Cooling off period You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, Principal Asset Management’s staff and person(s) registered to deal in unit trust of Principal Asset Management or any Approved Distributor are not entitled to the cooling-off right.

However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF’s terms and conditions.
Minimum Withdrawal 400 units
Launch Date 12 March 1998

Fund Partner

Click here to know more about our fund partner(s).

Fund Fees

Application Fees Up to 5.00% of the NAV per unit.
Annual Fees Management Fee: Up to 1.85% per annum of the NAV of the Fund.
Trustee Fee: Up to 0.08% per annum of the NAV of the Fund.
Switching Fees Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.