Principal Islamic Lifetime Enhanced Sukuk Fund (formerly known as CIMB Islamic Enhanced Sukuk Fund) EPF MIS

Fund Performance

As at date : 31-07-2021
Fund
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Islamic Lifetime Enhanced Sukuk Fund (formerly known as CIMB Islamic Enhanced Sukuk Fund) 0.94% 1.41% 14.51% 23.10% 116.26% 1.0343 41.50
Benchmark -0.54% -0.26% 5.74% 12.21% 63.61%
Benchmark : 85% CIMB Islamic 1-Month Fixed Return Income Account-i (FRIA-i) + 15% FBM EMAS Shariah Index

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jul-2021 1.04 4.00
Apr-2021 3.80 3.49
Apr-2020 2.57 2.59
Apr-2019 4.80 4.69
Apr-2018 4.45 4.23
Apr-2017 4.45 4.24
Apr-2016 4.45 4.21
Apr-2015 4.45 4.25
Mar-2014 4.45 4.31
Mar-2013 3.71 3.43

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

The Fund is a Sukuk fund issued by Principal Malaysia. The Fund aims to grow the value of Unit holders’ investments over the medium-term in Sukuk portfolio with most tenures ranging from 3-10 years as well as to provide regular income.

This is neither a capital protected nor capital guaranteed fund.
 

This Fund is suitable for investors who:
  • have a medium-term to long-term investment horizon;
  • want a diversified portfolio of Sukuk with some exposure to Shariah-compliant equities;
  • seek regular income; and/or
  • look for a less volatile investment but can accept that returns fluctuate over the investment period.

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed annually at the Manager’s discretion.
 
Initial Investment MYR2,000 or such other amount as the Manager may decide from time to time.
 
Additional Investment MYR500 or such other amount as the Manager may decide from time to time.
 
Cooling off period For first time investor investing with us, you have six (6) Business Days from the date the completed application is received and accepted by us or our Distributors) to reconsider its appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per unit when the units were purchased. The Manager will refund the investment amount including the Application Fee (if any) to you within ten (10) calendar days from the day we receive the complete documentations. Please note that the cooling-off right is only given to first time investor investing with us. However, Principal Malaysia’s staff and person(s) registered with a body approved by the SC to deal in unit trust are not entitled to the cooling-off right.
If the Fund is an EPF-MIS approved fund and you have invested via EPF-MIS, your cooling-off right is subject to EPF’s terms and conditions.
 
Withdrawal 500 units or such other number of units as the Manager may decide from time to time.
 
Launch Date 23 February 2005.
 

Fund Partner

  • Affin Bank Berhad
  • AmBank (M) Berhad
  • AmBank Islamic Berhad
  • AmInvestment Bank Berhad
  • Bank Kerjasama Rakyat Malaysia Berhad
  • CIMB Bank Berhad
  • CIMB Investment Bank - Retail Equities
  • CIMB Islamic Bank Berhad
  • CIMB Private Banking
  • Citibank Berhad
  • Principal Distributors
  • Hong Leong Bank Berhad
  • HSBC Amanah Malaysia Berhad
  • HSBC Bank Malaysia Berhad
  • IFAST Capital Sdn Bhd
  • Kenanga Investment Bank Berhad
  • Kuwait Finance House (Malaysia) Berhad
  • OCBC Al-Amin Bank Berhad
  • OCBC Bank (Malaysia) Berhad
  • Phillip Mutual Berhad
  • RHB Bank Berhad
  • Standard Chartered Bank (Malaysia) Berhad
  • United Overseas Bank (Malaysia) Bhd
  • UOB Kay Hian Securities (M) Sdn Bhd

Click here to know more about our fund partner(s). 

Fund Fees

Application Fees Up to 2.0% of the NAV per unit.
 
Annual Fees Management Fee: Up to 1.0% per annum of the NAV of the Fund.

Trustee Fee: Up to 0.07% per annum (including local custodian fee but excludes foreign sub-custodian fee (if any) of the NAV of the Fund.
 
Switching Fees Switching is treated as a withdrawal from the Fund and an investment into another Principal Malaysia’s fund. You may be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds when you switch from one fund to another. In addition, the Manager may impose a MYR100 administrative fee for every switch. You may negotiate to lower the Switching Fee and/or administrative fee.