Principal Lifetime Balanced Income Fund EPF MIS

Fund Performance

As at date : 31-07-2021
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Lifetime Balanced Income Fund 3.03% 5.95% 12.22% 28.03% 425.50% 0.7248 194.65
Benchmark -4.04% -2.49% -5.66% 2.45% 138.19%
Benchmark : 60% FBM100 + 40% CIMB Bank 1-Month Fixed Deposit Rate

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Sep-2020 3.04 4.31
Sep-2019 2.73 4.06
Sep-2018 4.05 5.39
Oct-2017 5.25 6.84
Oct-2016 5.25 6.94
Oct-2015 5.00 6.57
Oct-2014 5.20 5.95
Nov-2013 5.17 6.07

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal Lifetime Balanced Income Fund is a balanced fund issued by Principal Malaysia. The Fund aims to seek long-term growth
in capital and income by investing in all types of investments.

Fund is suitable for investors who: 
  • have a long-term investment horizon;
  • want a balanced portfolio that includes equities and fixed income securities;
  • seek capital appreciation with income being secondary; and
  • can accept that returns may fluctuate over the investment period.

Fund Details

Distribution Policy The Manager has the discretion to distribute part or all of the Fund’s distributable income. The distribution (if any) may vary from period to period depending on the investment objective and the performance of the Fund.
Investment Time Horizon Recommended 5 years or more.
Initial Investment Minimum RM500 or such other amount as the Manager may decide from time to time.
Additional Investment RM200 or such other amount as the Manager may decide from time to time.
Cooling off period You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, Principal Asset Management’s staff and person(s) registered to deal in unit trust of Principal Asset Management or any Approved Distributor are not entitled to the cooling-off right.

However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF’s terms and conditions.
Minimum Withdrawal 200 units or such other unit amount as the Manager may decide from time to time.
Launch Date 10 August 1995

Fund Partner

Click here to know more about our fund partner(s).

Fund Fees

Application Fees Up to 6.50% of the NAV per unit.
Annual Fees Management Fee: Up to 1.50% per annum of the NAV of the Fund.
Trustee Fee The rates used for the computation of the annual Trustee Fee are as follows:
Size of the Fund % p.a. of NAV of the Fund
First RM20 million 0.06
Next RM20 million 0.05
Next RM20 million 0.04
Next RM20 million 0.03
Next RM20 million 0.02
Any amount in excess of RM100 million 0.01
Switching Fees Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.