Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund) EPF MIS

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund) -0.63 % 1.48 % 2.93 % 9.82 % 162.34 % 0.6102 329.60
Benchmark 5.92 % 7.22 % 4.79 % 12.33 % 149.54 %
Benchmark : 60% FBM EMAS Shariah Index + 40% CIMB Islamic 1-Month Fixed Return Income Account-i (FRIA-I)

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jan-2020 2.66 4.13
Jan-2019 1.55 2.51
Jan-2018 2.65 3.89
Jan-2017 2.50 3.85
Jan-2016 2.65 3.79
Jan-2015 3.30 4.56
Jan-2014 2.95 4.61

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

General Information

To grow the value of the Unit holders’ investments over the long term in a diversified mix of Malaysian assets in approved Shariah instruments while providing consistent income.

Fund is suitable for investors who:
  • have a long-term investment horizon;
  • want a portfolio of investments that adhere to Shariah principles;
  • seek capital appreciation with income being secondary;
  • want a diversified portfolio with preference to higher Shariah-compliant equity exposure; and/or
  • accept that investment returns may be negative over the short-term, but recognise that a diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities.

Fund Details

Distribution Policy

Distribution (if any) is expected to be distributed every January at the Manager’s discretion.

Investment Time Horizon

Recommended 5 years or more.

Initial Investment

Minimum RM500.

Additional Investment

RM200 more at any time.

Cooling off period

You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, Principal's staff and person(s) registered to deal in unit trust of Principal or any Approved Distributor are not entitiled to the cooling-off right.
However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF's terms and conditions.

Minimum Withdrawal

400 units.

Launch Date 26 May 2003

Fund Partner

  • AmInvestment Bank Berhad
  • CIMB Bank Berhad
  • CIMB Investment Bank - Retail Equities
  • CIMB Private Banking
  • Citibank Berhad
  • Principal Distributors
  • Hong Leong Bank Berhad
  • Kenanga Investment Bank Berhad
  • Phillip Mutual Berhad
  • RHB Bank Berhad
  • Standard Chartered Bank (Malaysia) Berhad

Click here to know more about our fund partner(s). 

Fund Fees

Application Fees

Principal Distributors: Up to 6.0% of the NAV per unit

IUTAs: Up to 5.0% of the NAV per unit

Annual Fees

Management Fee: Up to 1.50% per annum of the NAV of the Fund
Trustee Fee: Up to 0.07% per annum of the NAV of the Fund

Switching Fees

Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.