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Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

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Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund)

Fund Performance

As at date : 31-03-2023
Fund		 Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund) 1.11% -1.15% 12.99% 1.65% 165.87% 0.5914 291.76
Benchmark -0.97% -5.25% 6.74% -6.58% 160.46%
Benchmark : 60% FBM EMAS Shariah Index + 40% CIMB Islamic 1-Month Fixed Return Income Account-i (FRIA-I)

NAV History

NAV History

1W 1M 3M 6M YTD 1Y 3Y 5Y
From
Date NAV Fund change Fund Change Percent
0.5955
-0.0011
-0.18 %
0.5966
-0.0008
-0.13 %
0.5974
0.0020
0.34 %
0.5954
0.0030
0.51 %
0.5924
-0.0008
-0.13 %
0.5932
-0.0019
-0.32 %
0.5951
-0.0011
-0.18 %
0.5962
-0.0007
-0.12 %
0.5969
-0.0009
-0.15 %
0.5978
0.0024
0.40 %
0.5954
0.0008
0.13 %
0.5946
0.0016
0.27 %
0.5930
-0.0008
-0.13 %
0.5938
0.0016
0.27 %
0.5922
-0.0011
-0.19 %
Download CSV
1M 3M 6M YTD 1Y 3Y 5Y 10Y SI
From
To

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jan-2023 0.58 1.92
Jul-2022 0.87 3.00
Jan-2022 0.31 0.50
Jan-2021 0.92 1.47
Jan-2020 2.66 4.13
Jan-2019 1.55 2.51
Jan-2018 2.65 3.89
Jan-2017 2.50 3.85
Jan-2016 2.65 3.79
Jan-2015 3.30 4.56
Jan-2014 2.95 4.61

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Note: This fund under EPF Members’ Investment Scheme (EPF-MIS) is suspended with effect from 10 April 2023 and will cease to accept sales or switch-in after 4 April 2023, cut off time at 4.00pm. Existing fund holders may keep your monies in the fund, switch out or redeem.

Principal Islamic Lifetime Balanced Growth Fund is a Shariah-compliant balanced fund issued by Principal Malaysia. The Fund aims to grow the value of the Unit holders’ investments over the long-term in a diversified mix of Malaysian assets in approved Shariah instruments* while providing consistent income.

* This refers to Shariah instruments that are certified as Shariah-compliant by the relevant authority.

This is neither a capital protected nor capital guaranteed fund.

This Fund is suitable for investors who:
  • have a long-term investment horizon;
  • want a portfolio of investments that adhere to Shariah principles;
  • seek capital appreciation with income being secondary;
  • want a diversified portfolio with preference to higher Shariah-compliant equity exposure; and/or
  • accept that investment returns may be negative over the short-term, but recognise that a diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities.
Download Documents

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed every January at the Manager’s discretion.
 
Initial Investment# MYR 500 or such other amount as the Manager may decide from time to time.

#The minimum initial investment for EPF-MIS shall be MYR1,000 or such other amount as determined by EPF. The list of funds that is allowed under the EPF-MIS approved fund will be updated on the website at www.principal.com.my or www.kwsp.gov.my as and when EPF revises the list. Alternatively, you may contact our Customer Care Centre at (03) 7723 7260 for further information.
 
Additional Investment MYR200 or such other amount as the Manager may decide from time to time.
 
Cooling off period For first time investor investing with us, you have six (6) Business Days from the date the completed application is received and accepted by us or our Distributors) to reconsider its appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per unit when the units were purchased. The Manager will refund the investment amount including the Application Fee (if any) to you within ten (10) calendar days from the day we receive the complete documentations. Please note that the cooling-off right is only given to first time investor investing with us. However, Principal Malaysia’s staff and person(s) registered with a body approved by the SC to deal in unit trust are not entitled to the cooling-off right.
If the Fund is an EPF-MIS approved fund and you have invested via EPF-MIS, your cooling-off right is subject to EPF’s terms and conditions.
 
Minimum Withdrawal 400 units or such other number of units as the Manager may decide from time to time.
 
Launch Date 26 May 2003
 

Fund Partner

  • AHAM Asset Management Berhad (AHAM Capital)
  • AmInvestment Bank Berhad
  • Bank Kerjasama Rakyat Malaysia Berhad
  • CIMB Bank Berhad
  • CIMB Investment Bank - Retail Equities
  • CIMB Private Banking
  • Citibank Berhad
  • Principal Distributors
  • Hong Leong Bank Berhad
  • IFAST Capital Sdn Bhd
  • Kenanga Investment Bank Berhad
  • Kuwait Finance House (Malaysia) Berhad
  • OCBC Al-Amin Bank Berhad
  • OCBC Bank (Malaysia) Berhad
  • Phillip Mutual Berhad
  • RHB Bank Berhad
  • Standard Chartered Bank (Malaysia) Berhad
  • United Overseas Bank (Malaysia) Bhd
  • UOB Kay Hian Securities (M) Sdn Bhd

Click here to know more about our fund partner(s). 

Fund Fees

Application Fees* Principal Distributors: Up to 6.0% of the NAV per unit.

IUTAs: Up to 5.0% of the NAV per unit.

*If the Fund is an EPF-MIS approved fund and you have invested via EPF-MIS, you may be charged an Application Fee of up to 3.00% of the NAV per unit, or such other rate as the EPF may determine.
 
Annual Fees Management Fee: Up to 1.50% per annum of the NAV of the Fund

Trustee Fee: Up to 0.07% per annum of the NAV of the Fund (includes local custodian fee but excludes foreign sub-custodian fees and charges (if any))
 
Switching Fees Switching is treated as a withdrawal from the Fund and an investment into another Principal Malaysia’s fund. You may be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds when you switch from one fund to another. In addition, the Manager may impose a MYR100 administrative fee for every switch. You may negotiate to lower the Switching Fee and/or administrative fee.