CIMB-Principal PRS Plus Moderate - Class A

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
CIMB-Principal PRS Plus Moderate - Class A 12.03 % 12.03 % 23.71 % 33.50 % 43.38 % 0.7169 19.85
Benchmark 0.07 % 0.07 % 4.57 % 4.55 % 12.01 %
Benchmark : 60% FTSE Bursa Malaysia Top 100 + 40% Quant shop MGS Short Index

General Information

The Fund seeks to provide a moderate level of capital growth over the long-term by investing in a diversified portfolio of equity and fixed income instruments

This Fund is suitable for Members who:

  • are seeking for capital appreciation;
  • are willing to accept some fluctuations in the value of his/her investment; and/or
  • want a diversified portfolio of equities and Fixed Income Instruments that may have some foreign exposure.

Note: Where the Member is in the Default Option, this Fund is selected for a Member who is 40 years and above but has yet reached 50 years.

Fund Details

Fund category / Type Core (Moderate)
Benchmark

60% FTSE Bursa Malaysia Top 100 + 40% Quant shop MGS Short Index.

Note: The risk profile of the Fund is not the same as the risk profile of the benchmark.

Asset Allocation
  • At least 40% of the Fund’s NAV will be invested in Fixed Income Instruments;
  • Up to 60% of the Fund’s NAV will be invested in equities; and
  • Up to 1% of the Fund’s NAV will be invested in liquid assets for liquidity purpose.
Principal risks Stock specific risk, credit/default risk, interest rate risk, counterparty risk, country risk, currency risk and risks associated with investment in warrants/options.
Distribution policy The Fund is not expected to pay any distribution.
Launch date 12 November 2012
Financial year-end 31 January.
Cooling off period Six (6) Business Days from the date the application form is received and accepted by the PRS Provider. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider.
Minimum contribution RM 100
Minimum additional contribution RM 50

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge Max. 3.00% of the NAV per unit*
Management Fee 1.40% p.a. of p.a. of the NAV of the Fund
Transfer Fee (to another PRS providers) Max. RM25
Trustee Fee 0.04% p.a. of the NAV of the Fund

Note:
* Notwithstanding the maximum Sales Charge disclosed above, Members may negotiate for lower charges but it is subject to Principal Asset Management’s discretion.

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee RM 10
PPA annual fee*** RM 8
PPA pre-retirement withdrawal Fee  RM 25
PPA transfer fee (to another PRS provider)  RM 25
PPA administration fee**** 0.04% p.a. of the NAV of the Fund

*** a) Not payable for the year the account is opened
     b) Not payable on the year there is no contribution
**** The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.