Principal Lifetime Bond Fund EPF MIS

Fund Performance

As at date : 31-07-2021
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Lifetime Bond Fund -0.08% 0.32% 16.47% 25.33% 286.31% 1.1350 632.15
Benchmark -0.39% 0.57% 16.40% 23.27% 211.46%
Benchmark : Quant shop MGS Bond Index (Medium Sub-Index)

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Jul-2021 1.13 3.96
Apr-2021 1.15 1.01
Jan-2021 3.56 2.98
Jan-2020 2.05 1.77
Apr-2019 2.80 2.50
Jan-2019 2.55 2.28
Jan-2018 5.60 4.98
Jan-2017 5.88 5.18
Jan-2016 6.65 5.74
Jan-2015 6.35 5.26

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal Lifetime Bond Fund is a bond fund issued by Principal Malaysia. The Fund aims to provide regular income as well as to achieve medium to long-term capital appreciation through investments primarily in Malaysian bonds.

Fund is suitable for investors who :
  • have a medium to long-term investment horizon;
  • want a diversified portfolio of fixed income securities;
  • want to receive a regular income* stream and maintain the value of their investment over the medium to long-term; and/or
  • look for a less volatile investment but can accept that returns may fluctuate over the short-term.

*The regular income will be distributed in the form of cash or reinvested into additional units in the Fund at the NAV per unit on the distribution date.

Fund Details

Distribution Policy Distribution (if any) is expected to be distributed once a year every January at the Manager’s discretion*.
Investment Time Horizon Recommended 3 years or more.
Initial Investment Minimum RM2,000 or such other amount as the Manager may decide from time to time.
Additional Investment RM500 or such other amount as the Manager may decide from time to time.
Cooling off period You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributors for the first time. However, corporations/institutions, Principal Asset Management’s staff and person(s) registered to deal in unit trust of Principal Asset Management or any Approved Distributors are not entitled to the cooling-off right.

However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF’s terms and conditions.
Minimum Withdrawal 500 units or such other unit amount as the Manager may decide from time to time.
Launch Date 15 November 1995

Fund Partner

Click here to know more about our fund partner(s).

Fund Fees

Application Fees Up to 2.0% of the NAV per unit
Annual Fees Management Fee: Up to 1.00% per annum of the NAV of the Fund.
Trustee Fee: Up to 0.05% per annum of the NAV of the Fund.
Switching Fees Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.