Principal Islamic Lifetime Balanced Fund (formerly known as CIMB Islamic Balanced Fund) EPF MIS

Fund Performance

As at date : 31-05-2021
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal Islamic Lifetime Balanced Fund (formerly known as CIMB Islamic Balanced Fund) 2.18% 16.46% 17.94% 34.10% 246.89% 0.5291 841.16
Benchmark 1.34% 13.55% 14.50% 31.09% 156.60%
Benchmark : 30% FTSE Bursa Malaysia EMAS Shariah Index + 30% MSCI AC Asia ex Japan Islamic Index + 40% CIMB Islamic 1-month Fixed Return Income Account-i (FRIA-i)

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Sep-2020 1.66 3.28
Sep-2019 1.83 3.79
Sep-2018 2.60 5.39
Sep-2017 2.35 4.64
Sep-2016 2.28 4.69
Sep-2015 1.15 2.47
Sep-2014 1.15 2.48
Nov-2013 1.05 2.26

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

To achieve medium to long-term growth in both capital and income by investing in permissible Shariah-compliant investments.

Fund is suitable for investors who:
  • have a medium to long-term investment horizon;
  • want a portfolio of investments that adhere to Shariah principles;
  • want a diversified portfolio with preference to higher Shariah-compliant equity exposure;
  • accept that investment returns may be negative over the short-term, but recognise that a diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities; and/or
  • are willing to take moderate risks for moderate capital appreciation.

Fund Details

Distribution Policy The Manager has the discretion to distribute part or all of the Fund’s distributable income. The distribution (if any) may vary from period to period depending on the investment objective and the performance of the Fund.
Investment Time Horizon Recommended 3 years or more.
Initial Investment Minimum RM500.
Additional Investment RM200 or such other amount as the Manager may decide from time to time.
Cooling off period

You have six (6) Business Days after your initial investment (i.e. the date the application is received by Principal Asset Management) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with Principal Asset Management or any Approved Distributor for the first time. However, corporations/institutions, Principal's staff and person(s) registered to deal in unit trust of Principal or any Approved Distributor are not entitiled to the cooling-off right.

However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF's terms and conditions.

Minimum Withdrawal 400 units.
Launch Date 8 March 2001

Fund Partner

  • AmInvestment Bank Berhad
  • Bank Kerjasama Rakyat Malaysia Berhad
  • CIMB Bank Berhad
  • CIMB Private Banking
  • Principal Distributors
  • Hong Leong Bank Berhad
  • HSBC Amanah
  • HSBC Bank (Malaysia) Berhad
  • Kenanga Investment Bank Berhad
  • OCBC Bank (Malaysia) Berhad
  • RHB Bank Berhad

Click here to know more about our fund partner(s). 

Fund Fees

Application Fees Up to 6.5% of the NAV per unit
Annual Fees Management Fee: Up to 1.50% per annum of the NAV of the Fund
Trustee Fee: Up to 0.10% per annum of the NAV of the Fund
Switching Fees

Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.