CIMB-Principal PRS Plus Conservative - Class C

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
CIMB-Principal PRS Plus Conservative - Class C -0.34 % 5.32 % 13.67 % 20.96 % 29.18 % 0.6459 1.58
Benchmark -0.37 % 1.90 % 7.81 % 13.49 % 22.03 %
Benchmark : 60% Quant shop MGS Short Index + 20% CIMB Bank 1-Year Fixed Deposit Rate + 20% FTSE Bursa Malaysia Top 100

General Information

The Fund seeks to provide Members with capital preservation* through investment primarily in fixed income instruments.

Note *The Fund is neither a capital guaranteed fund nor a capital protected fund.
 

This Fund is suitable for Members who:
  • are risk averse; and/or
  • are seeking capital preservation.
Note: Where the Member is in the Default Option, this Fund is selected for a Member who is 50 years and above.

Fund Details

Fund category / Type Core (Conservative)
Benchmark 60% Quant shop MGS Short Index + 20% CIMB Bank 1-Year Fixed Deposit Rate + 20% FTSE Bursa Malaysia Top 100.

Note: The risk profile of the Fund is not the same as the risk profile of the benchmark.
Asset Allocation
  • At least 80% of the Fund’s NAV will be invested in fixed income instruments, of which a minimum 20% will be invested in money market instruments;
  • Up to 20% of the Fund’s NAV will be invested in equities; and
  • Up to 1% of the Fund’s NAV will be invested in liquid assets for liquidity purpose.
Principal risks Stock specific risk, credit/default risk, interest rate risk and counterparty risk.
Distribution policy The Fund is not expected to pay any distribution.
Launch date 12 November 2012
Financial year-end 31 January.
Cooling off period Six (6) Business Days from the date the application form is received and accepted by the PRS Provider. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider.
Minimum contribution RM 100
Minimum additional contribution RM 50

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge Max. 0.50% of the NAV per unit*
Management Fee 1.50% p.a. of p.a. of the NAV of the Fund
Transfer Fee (to another PRS providers) Max. RM25
Trustee Fee 0.04% p.a. of the NAV of the Fund

Note:
* Notwithstanding the maximum Sales Charge disclosed above, Members may negotiate for lower charges but it is subject to Principal Asset Management’s discretion.

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee RM 10
PPA annual fee*** RM 8
PPA pre-retirement withdrawal Fee  RM 25
PPA transfer fee (to another PRS provider)  RM 25
PPA administration fee**** 0.04% p.a. of the NAV of the Fund

*** a) Not payable for the year the account is opened
     b) Not payable on the year there is no contribution
**** The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.