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Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.


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Principal RetireEasy 2030 - Class X

Income Distribution History

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal PRS Plus is an investment Scheme designed to help you build and grow your savings* for retirement. The Scheme comprises of a range of retirement funds, which you may choose to invest based on your retirement needs, risk appetite and age profile. 

* The Funds are neither capital guaranteed nor capital protected funds       

This Fund is suitable for Members who:

  • wants to invest in a diversified portfolio that offers age-appropriate risk and return profile throughout the investment journey.
  • aims to achieve decent return while planning for retirement. 
  • are looking for sustainable return for long term. 
  • does not have the time or knowledge to manually switch between funds to achieve de-risking. 
  • does not actively monitor and rebalance their portfolio over time. 
  • wants a simple and straight forward investment suitable for retirement. 

Click here to learn more about Principal Private Retirement Schemes (PRS) end-to-end retirement solution.

Fund Details

Fund category / Type
Core - Mixed Asset (TDF)
The benchmark is for performance comparison purpose only and the risk profile of the Fund is not the same as the risk profile of the benchmark. The benchmark was set based on current market environment and asset allocation mix. Currently, the benchmark for RE30 is
Benchmark composition RE30
MSCI World NR USD     18%
MSCI World NR MYR 18%
MSCI AC Asia Pacific NR USD 24%
JPM Asia Credit TR USD  7.5%
Bloomberg BarCap Global Aggregate TR USD  7.5%


As this is a long-term fund, the return expectation may change accordingly should there be changes in the market environment and asset allocation mix at that point of time. Any changes to the benchmark will be reflected in the PHS, which is available on Principal Malaysia website at www.principal.com.my.    

Asset Allocation Up to 100% of the Fund’s NAV may be invested in CIS (including ETF and REITs), equities, debt securities, money market instruments and/or Deposits. Notwithstanding, 
  • up to 40% of the Fund’s NAV may be invested in Unrated Debt Securities; and 
  • up to 10% of the Fund’s NAV may be invested in unlisted securities
Principal risk
Stock specific risk, credit and default risk, interest rate risk, country risk, currency risk, risks associated with investment in warrants/ options, risks associated with investment in collective investment scheme (CIS), risk associated with unconstrained portfolio and risk associated with Target Date Fund (TDF).
Distribution policy
The Fund is not expected to pay any distribution. All income earned by you will automatically be reinvested into the Fund.  
Launch date
23 September 2022
Financial year-end
31 January
Cooling off period
You have six (6) Business Days after your initial contribution (i.e. the date the complete application is received and accepted by us or our Distributors) to reconsider the appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per Unit when the units were purchased. We must obtain prior authorization of the PPA before proceeding with the refund. We will refund the investment amount including the Sales Charge (if any) to you in MYR within ten (10) calendar days of receiving the authorization of the PPA. Cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider. However, Principal Malaysia’s staff, person(s) registered by a body approved by the SC to deal in PRS and contributions made to PRS by an employer on behalf of the employee are not entitled to the cooling-off right. 
Minimum contribution
Minimum additional contribution
Minimum withdrawal MYR 100 or 200 Units

Fund Partner

  • Principal Distributors
  • CIMB Bank Berhad 
  • Harveston Wealth Management Sdn Bhd 
  • iFAST Capital Sdn Bhd 
  • UOB Kay Hian Securities (M) Sdn Bhd
  • Phillip Mutual Bhd
  • Whitman Independent Advisors Sdn Bhd 
  • VKA Wealth Planners Sdn Bhd

Click here to know more about our fund partner(s).

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge#
Management Fee
1.40% p.a. of the Fund’s NAV
Transfer Fee (to another PRS providers)
A maximum of MYR 25 may be charged for each transfer to another PRS provider.
Trustee Fee
Up to 0.04% p.a. of the NAV of the Fund (Includes local custodian fees and charges but excludes foreign custodian fees and charges)  


Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee
MYR 10
PPA annual fee^
PPA pre-retirement withdrawal Fee 
MYR 25 per transaction
PPA transfer fee (to another PRS provider) 
MYR 25 per transaction
PPA administration fee#
0.04% p.a. of the Fund’s NAV

^ Not payable for the year the account is opened and on the year where there was no contribution.
# The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.