CIMB-Principal PRS Plus Growth - Class X

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
CIMB-Principal PRS Plus Growth - Class X 14.20 % 14.20 % 22.89 % 33.11 % 45.04 % 0.7252 35.13
Benchmark -0.66 % -0.66 % 3.27 % 1.89 % 9.21 %
Benchmark : 70% FTSE Bursa Malaysia Top 100 + 30% Quant shop MGS Short Index

General Information

The Fund seeks to provide capital growth over the long-term by investing in a portfolio of primarily equities with some exposure in fixed income instruments. 

This Fund is suitable for Members who:

  • are seeking for capital appreciation;
  • are willing to accept volatility in the value of his/her investment; and/or
  • want a diversified portfolio of equities and Fixed Income Instruments that may have some foreign exposure.

Note: Where the Member is in the Default Option, this Fund is selected for a Member who is below 40 years.

Fund Details

Fund category / Type Core (Growth)
Benchmark

70% FTSE Bursa Malaysia Top 100 + 30% Quant shop MGS Short Index.

Note: The risk profile of the Fund is not the same as the risk profile of the benchmark.

Asset Allocation
  • At least 30% of the Fund’s NAV will be invested in Fixed Income Instruments; 
  • Up to 70% of the Fund’s NAV will be invested in equities; and
  • Up to 1% of the Fund’s NAV will be invested in liquid assets for liquidity purpose.
Principal risks Stock specific risk, credit/default risk, interest rate risk, counterparty risk, country risk, currency risk and risks associated with investment in warrants/options.
Distribution policy The Fund is not expected to pay any distribution.
Launch date 12 November 2012
Financial year-end 31 January.
Cooling off period Six (6) Business Days from the date the application form is received and accepted by the PRS Provider. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider.
Minimum contribution Nil
Minimum additional contribution Nil

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge Nil
Management Fee 1.40% p.a. of p.a. of the NAV of the Fund
Transfer Fee (to another PRS providers) Max. RM25
Trustee Fee 0.04% p.a. of the NAV of the Fund

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee RM 10
PPA annual fee*** RM 8
PPA pre-retirement withdrawal Fee  RM 25
PPA transfer fee (to another PRS provider)  RM 25
PPA administration fee**** 0.04% p.a. of the NAV of the Fund

*** a) Not payable for the year the account is opened
     b) Not payable on the year there is no contribution
**** The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.