CIMB-Principal PRS Plus Conservative - Class X

Fund Performance

As at date :
As at date :
Fund Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (MYR million)
CIMB-Principal PRS Plus Conservative - Class X 6.34 % 6.34 % 15.43 % 22.44 % 29.74 % 0.6487 6.64
Benchmark 2.74 % 2.74 % 9.21 % 14.64 % 22.48 %
Benchmark : 60% Quant shop MGS Short Index + 20% CIMB Bank 1-Year Fixed Deposit Rate + 20% FTSE Bursa Malaysia Top 100

General Information

The Fund seeks to provide Members with capital preservation* through investment primarily in fixed income instruments.

Note *The Fund is neither a capital guaranteed fund nor a capital protected fund.
 

This Fund is suitable for Members who:
  • are risk averse; and/or
  • are seeking capital preservation.
Note: Where the Member is in the Default Option, this Fund is selected for a Member who is 50 years and above.

Fund Details

Fund category / Type Core (Conservative)
Benchmark 60% Quant shop MGS Short Index + 20% CIMB Bank 1-Year Fixed Deposit Rate + 20% FTSE Bursa Malaysia Top 100.

Note: The risk profile of the Fund is not the same as the risk profile of the benchmark.
Asset Allocation
  • At least 80% of the Fund’s NAV will be invested in fixed income instruments, of which a minimum 20% will be invested in money market instruments;
  • Up to 20% of the Fund’s NAV will be invested in equities; and
  • Up to 1% of the Fund’s NAV will be invested in liquid assets for liquidity purpose.
Principal risks Stock specific risk, credit/default risk, interest rate risk and counterparty risk.
Distribution policy The Fund is not expected to pay any distribution.
Launch date 12 November 2012
Financial year-end 31 January.
Cooling off period Six (6) Business Days from the date the application form is received and accepted by the PRS Provider. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider.
Minimum contribution Nil
Minimum additional contribution Nil

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge Nil
Management Fee 1.40% p.a. of the NAV of the Fund
Transfer Fee (to another PRS providers) Max. RM25
Trustee Fee 0.04% p.a. of the NAV of the Fund

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee RM 10
PPA annual fee*** RM 8
PPA pre-retirement withdrawal Fee  RM 25
PPA transfer fee (to another PRS provider)  RM 25
PPA administration fee**** 0.04% p.a. of the NAV of the Fund

*** a) Not payable for the year the account is opened
     b) Not payable on the year there is no contribution
**** The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.