Why a one-time password (OTP)?
More secure than your regular login password
Because a one-time password can only be used once, you don’t have to worry about someone else using it.
The OTP feature prevents some forms of identity theft and unauthorised transaction by making sure that a captured user-name/password pair cannot be used a second time after a certain set time limit.
Now, after you have successfully approved a transaction via OTP or email verification, you can make secured online payments or any initial investment, top-up or Regular Savings Plan (RSP) via your preferred bank.
Click "Examples" for further details.