Disclaimer

Not an Offer to Sell or a Solicitation to Buy

Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

Acknowledgement

By clicking on “I Agree” below, you will acknowledge and agree with Principal that you:

  1. have read, understood and agree to the above;
  2. are a Malaysian resident and you are accessing the information from within Malaysia; and
  3. agree to the exclusion by Principal of any liability for any loss (direct or otherwise) arising from the use of any part of the information contained in this website, and the exclusion of any liability in respect of any error or omission by Principal and any relevant third party.
     

Principal PRS Plus Moderate - Class C

Fund Performance

As at date : 31-05-2022
Fund
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal PRS Plus Moderate - Class C -2.96% -6.17% 16.58% 25.90% 58.53% 0.7250 4.08
Benchmark -0.87% -1.47% 0.89% 0.05% 13.84%
Benchmark : 60% FTSE Bursa Malaysia Top 100 + 40% Quant shop MGS Short Index

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Oct-2021 2.98 3.82
Dec-2020 3.84 4.90

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal PRS Plus is an investment Scheme designed to facilitate Members to accumulate savings* for retirement. The Scheme comprises of a range of retirement funds, which Members may choose to invest based on their retirement needs, risk appetite and age profile.

* The Funds are neither capital guaranteed nor capital protected funds.

This Fund is suitable for Members who:

  • are seeking for capital appreciation;
  • are willing to accept some fluctuations in the value of his/her investment; and/or
  • want a diversified portfolio of equities and Fixed Income Instruments that may have some foreign exposure.

Note
- Before 30 September 2022#: Where the Member is in the Default Option, this Fund is selected for a Member who is 40 years and above but has yet reached 50 years.
- With effect from 30 September 2022#: Where the Member is in the Default Option, this Fund is selected for a Member who is 45 years and above but has yet reached 55 years.

#Or such other date as may be permitted by the SC. This information will be communicated to you via our website at
www.principal.com.my.

Fund Details

Fund category / Type Core (Moderate)
 
Benchmark

60% FTSE Bursa Malaysia Top 100 + 40% Quant shop MGS Short Index for performance comparison purpose only.
 

Asset Allocation
  • At least 40% of the Fund’s NAV will be invested in fixed income instruments, of which up to 5% of the Fund’s NAV may be invested in unrated fixed income instruments;
  • Up to 60% of the Fund’s NAV may be invested in equities; and
  • Up to 5% of the Fund’s NAV may be invested in liquid assets for liquidity purpose.
     
Principal risks Stock specific risk, credit and default risk, interest rate risk, country risk, currency risk, risks associated with investment in warrants/options and Risk associated with investment in CIS.
 
Distribution policy The Fund is not expected to pay any distribution. All income earned by you will automatically be reinvested into the Fund.
 
Launch date 12 November 2012
 
Financial year-end 31 January.
 
Cooling off period You have six (6) Business Days after your initial contribution (i.e. the date the complete application is received and accepted by us or our Distributors) to reconsider the appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per Unit when the units were purchased. We must obtain prior authorization of the PPA before proceeding with the refund. We will refund the investment amount including the Sales Charge (if any) to you in MYR within ten (10) calendar days of receiving the authorization of the PPA. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider. However, Principal Malaysia’s staff, person(s) registered by a body approved by the SC to deal in PRS and contributions made to PRS by an employer on behalf of the employee are not entitled to the cooling-off right.
 
Minimum contribution MYR 100
 
Minimum additional contribution MYR 50
 
Minimum withdrawal MYR 50 or 100 Units
 

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge# Max. 0.50% of the NAV per unit
 
Management Fee 1.50% p.a. of the Fund’s NAV
 
Transfer Fee (to another PRS providers) A maximum of MYR 25 may be charged for each transfer to another PRS provider.
 
Trustee Fee

0.04% p.a. of the Fund’s NAV

(Includes local custodian fees and charges but excludes foreign custodian fees and charges)

# Despite the maximum Sales Charge disclosed above, you may negotiate with us or our Distributors for lower charges. However, you should note that we or our Distributors may, for any reason at any time, where applicable, accept or reject your request and without having to assign any reason, either generally (for all investors) or specifically (for any particular investor or a group of investors) without prior notice to you.

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee MYR 10
 
PPA annual fee^ MYR 8
 
PPA pre-retirement withdrawal Fee  MYR 25 per transaction
 
PPA transfer fee (to another PRS provider)  MYR 25 per transaction
 
PPA administration fee# 0.04% p.a. of the Fund’s NAV
 


^ Not payable for the year the account is opened and on the year where there was no contribution.
# The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.