5 min read I Date: 11 March 2024
Diversification: The Ultimate Investment Strategy to a Resilient Portfolio
Picture your investments as different types of weather-resistant clothing. Relying on just one type of clothing might leave you unprepared for changing weather conditions. Diversification is like having a wardrobe with different items suitable for various weather, ensuring you’re equipped for different market climates.
Top reasons why it is important to diversify your investments.
More investment opportunities.
Benefit from potential growth from different regions, economies, and industries.
Currency diversification.
Hedge against currency risk and contribute to a more stable overall portfolio.
Risk mitigation.
Different markets and asset classes respond differently to economic conditions. You could potentially reduce impact of poor performance in a single asset class.
Income stability.
If you are seeking financial stability, you can choose to add funds that provide you income distribution.
We’ve added 5 new Principal funds on Touch ‘n Go eWallet’s GOinvest. Start diversifying your investments with us today.
| Fund | Risk category | Top reasons to invest | Market exposure | Top holdings | |
|---|---|---|---|---|---|
| Principal Lifetime Bond Fund | Conservative | √ Diversified portfolio of fixed income securities √ Regular income distribution and maintains value of investment | Malaysia |
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| Principal Lifetime Balanced Income Fund | Moderate | √ Balanced portfolio that includes equities and fixed income securities √ Capital appreciation | Malaysia |
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| Principal Malaysia Titans Fund | Aggressive | √ Well-diversified of equities in Malaysia √ Capital appreciation over long-term horizon | Malaysia |
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| Principal Titans Income Plus Fund | Aggressive | √ Diversified portfolio of equities with foreign exposure √ Stable income through equities √ Offers growth potential | Asia ex Japan |
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| Principal Aisa Titans Fund | Aggressive | √ Well-diversified portfolio of Asian regional equities √ Capital appreciation over long-term horizon | Asia ex Japan |
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What to do next?
Discover a world of investment opportunities with Principal via Touch 'n Go eWallet’s GOinvest. It's your gateway to Principal's Global and Regional funds, giving you access to various markets and top industries. Start with just RM10 and own a real investment in a specific industry. Learn more about the product here: https://www.principal.com.my/en/invest-via-goinvest
Disclaimer: You are advised to read and understand the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) before Investing. Among others, you should consider the fees and charges involved. The registration of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) with the Securities Commission Malaysia (SC) does not amount to nor indicate that the SC recommends or endorses the funds. A copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) may be obtained at our offices, distributors or our website at www.principal.com.my. The issuance of any units to which the relevant Prospectus, Information Memorandum and/or Disclosure Document relates will only be made on receipt of an application referred to in and accompanying a copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document. Please be advised that investment in the relevant unit trust funds, wholesale funds and/ or private retirement scheme carry risk. An outline of the various risk involved are described in the relevant Prospectus, Information Memorandum and/or Disclosure Document. As an investor you should make your own risk assessment and seek professional advice, where necessary. Securities Commission Malaysia does not review advertisements produced by Principal.