Your financial journey begins here.
Invest smarter with Principal via GOinvest, a one-stop feature that gives you access to Principal's Global and Regional funds.
By investing as low as RM10, you can start building your retirement nest egg to achieve your long-term financial goals.
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*The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees.
About the fund
When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund.
Funds in the Invest feature
How to get started?
#For existing GO+ investors, you may skip this step and proceed to next.
Quick step to activate Monthly Auto Cash In.
Frequently asked questions (FAQ)
1. How is investment possible with Principal through Touch 'n Go eWallet app?
You can now invest in Unit Trust funds* (“Fund”) with Principal Asset Management Berhad (“Principal Malaysia”) through GOinvest, a new investment platform available in the Touch ‘n Go eWallet app ("Investment Platform").
*See FAQ no. 6 for fund listing.
2. What are the features in GOinvest? What is the difference between Save and Invest feature within GOinvest?
There are two features as below:
Save
Save is a goal-based investment feature where you can select and personalise your investment goals(s)
Invest
Invest is a new feature that enables investors to invest in Global & Regional in both conventional & Islamic funds for potentially higher returns.
| Investing in “Save” feature | Investing in “Invest” feature |
|
| Purpose | For savings An option for you to invest in your financial goals. |
For investing An option for you to diversify your investment based on your risk appetites. |
| Fund(s) | Shariah-compliant Fund
|
Conservative
Moderate
Aggressive
|
| Cash In | Min RM10 |
Min RM10 |
| Withdrawal/Cash Out |
Up to two (2) Business Days to the bank account. |
Within seven (7) Business Days. |
| Investment horizon | Short to mid-term | Mid to long-term* *3 years or more. Please refer to the Fund's Product Highlight Sheet for details. |
3. How many Funds are available via GOinvest and are the funds consist of Shariah-compliant Funds?
“Save”
One fund - Principal Islamic Money Market Fund (Class D) (“IMMF”)).
“Invest”
Currently there are nine (9) funds as below:
Conservative
- Principal Islamic Money Market Fund (Class D)
- Principal Islamic Global Selection Moderate Conservative Fund (Class D)
Moderate
- Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
- Principal Islamic Global Selection Moderate Fund (Class D)
Aggressive
- Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
- Principal Islamic Global Selection Aggressive Fund (Class D)
- Principal Asia Pacific Dynamic Income Fund (Class D)
- Principal Global Titans Fund (Class D)
- Principal DALI Global Equity Fund (Class D)
4. Where can I get the Fund details?
You can find the Fund information on the goal creation page and goal detail page.
Alternatively, you can click here and search for the fund name in the search box.
5. Who is eligible to invest through this Investment Platform?
Any Malaysian, Touch 'n Go eWallet user who is above 18 years old and has completed the account verification process is eligible to invest.