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Discover our features

What are the benefits?
Invest from as low as RM10.
Invest from as low as RM10.
Projected-returns
Projected-returns* of up to 3.95% p.a.
Invest in your goals
Invest in your goals.
Safe and secure
Safe, secure and convenient platform.
Shariah-compliant
Shariah-compliant.
No lock-in period
No lock-in period.

*The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees.

About the fund

When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund.

Principal Islamic Money Market Fund (Class D)

NAV

MYR 1.0291

Change

0.01 %

Principal Malaysia Titans Fund - Class D

NAV

MYR 1.2310

Change

1.60 %

Principal Titans Income Plus Fund - Class D

NAV

MYR 1.1963

Change

1.48 %

Principal Asia Titans Fund - Class D

NAV

MYR 1.1850

Change

1.15 %

Principal Asia Pacific Dynamic Income Fund - Class D

NAV

MYR 1.1770

Change

0.83 %

Principal Asia Pacific Dynamic Mixed Asset Fund - Class D

NAV

MYR 1.1073

Change

0.76 %

Principal Islamic Lifetime Balanced Fund - Class D

NAV

MYR 1.1624

Change

0.72 %

Load more funds

How to get started?

1
Launch your Touch ‘n Go eWallet app.
2
Click on the GOinvest app icon.
3
Perform the eKYC#.
4
Complete your risk assessment (Only valid for Invest feature).
5
Make your first Cash In via Touch ‘n Go eWallet balance or FPX.


#For existing GO+ investors, you may skip this step and proceed to next. 

 

Invest via GOinvest Mobile_28112023
Monthly Auto Cash In (Regular Savings Plan) now available.
Here's why you should consider activating this new feature when you invest with us via GOinvest.
quick-step
Only one quick step to activate monthly Auto Cash In (Regular Savings Plan).
stay motivated
Stay motivated and get closer to achieving your goals.
compounding-interest
Reap the benefits of compounding returns.

Quick step to activate Monthly Auto Cash In.

1
Select your goal or fund.
2
Enable Monthly Auto Cash In. Minimum monthly commitment of RM500 required.
 
3
Confirm your details to complete setup.

Frequently asked questions (FAQ)

1. How is investment possible with Principal through Touch 'n Go eWallet app?

You can now invest in Unit Trust funds* (“Fund”) with Principal Asset Management Berhad (“Principal Malaysia”) through GOinvest, a new investment platform available in the Touch ‘n Go eWallet app ("Investment Platform").

*See FAQ no. 6 for fund listing.

2. What are the features in GOinvest? What is the difference between Save and Invest feature within GOinvest?

There are two features as below:
Save
Save is a goal-based investment feature where you can select and personalise your investment goals(s)
  
Invest
Invest is a new feature that enables investors to invest in Global & Regional in both conventional & Islamic funds for potentially higher returns.

  Investing in “Save” feature Investing in “Invest” feature
 
Purpose  For savings
An option for you to invest in your financial goals.
 
For investing
An option for you to diversify your investment based on your risk appetites.
 
Fund(s)  Shariah-compliant Fund
  1. Principal Islamic Money Market Fund (Class D)
Conservative 
  1. Principal Islamic Money Market Fund (Class D)
  2. Principal Islamic Global Selection Moderate Conservative Fund (Class D)

Moderate

  1. Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
  2. Principal Islamic Global Selection Moderate Fund (Class D)

Aggressive

  1. Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
  2. Principal Islamic Global Selection Aggressive Fund (Class D)
  3. Principal Asia Pacific Dynamic Income Fund (Class D)
  4. Principal Global Titans Fund (Class D)
  5. Principal DALI Global Equity Fund (Class D)
Cash In  Min RM10 
 
Min RM10 
Withdrawal/Cash Out 
 
Up to two (2) Business Days to the bank account.
 
Within seven (7) Business Days.

 
Investment horizon Short to mid-term Mid to long-term*
*3 years or more. Please refer to the Fund's Product Highlight Sheet for details.
 
3. How many Funds are available via GOinvest and are the funds consist of Shariah-compliant Funds?

“Save”
One fund - Principal Islamic Money Market Fund (Class D) (“IMMF”)).

“Invest”
Currently there are nine (9) funds as below:

Conservative 

  1. Principal Islamic Money Market Fund (Class D)
  2. Principal Islamic Global Selection Moderate Conservative Fund (Class D)

Moderate

  1. Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
  2. Principal Islamic Global Selection Moderate Fund (Class D)

Aggressive

  1. Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
  2. Principal Islamic Global Selection Aggressive Fund (Class D)
  3. Principal Asia Pacific Dynamic Income Fund (Class D)
  4. Principal Global Titans Fund (Class D)
  5. Principal DALI Global Equity Fund (Class D)
4. Where can I get the Fund details?

You can find the Fund information on the goal creation page and goal detail page. 

Alternatively, you can click here and search for the fund name in the search box.

 

5. Who is eligible to invest through this Investment Platform?

Any Malaysian, Touch 'n Go eWallet user who is above 18 years old and has completed the account verification process is eligible to invest.