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Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

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Principal PRS Plus Equity (formerly known as CIMB-Principal PRS Plus Equity) - Class X

Fund Performance

As at date : 30-11-2021
Fund
Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal PRS Plus Equity (formerly known as CIMB-Principal PRS Plus Equity) - Class X 2.48% 7.84% 15.69% 23.77% 26.13% 0.5784 3.17
Benchmark 7.30% 8.00% 25.97% 46.93% 100.65%
Benchmark : The Fund has a target return of 8% per annum This is not a guaranteed return and is only a measurement of the Fund’s performance. The Fund may not achieve the target return in any particular financial year but targets to achieve this growth over the long-term.

Income Distribution History

Period Gross (Sen/ Unit) Annualised Yield (%)
Oct-2021 3.37 5.19
Dec-2020 2.01 3.26

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal PRS Plus is an investment Scheme designed to facilitate Members to accumulate savings* for retirement.

This Fund is suitable for Members who are seeking for capital appreciation; and/or are willing to accept significant fluctuation in the value of his/her investment.

Note *The Funds are neither capital guaranteed nor capital protected funds.

Fund Details

Fund category / Type Equity
Benchmark

The Fund has a target return of 8% per annum. This is not a guaranteed return and is only a measurement of the Fund’s performance. The Fund may not achieve the target return in any particular financial year but targets to achieve this growth over the long-term.

Asset Allocation
  • Between 70% to 99.8% (both inclusive) of the Fund’s NAV will be invested in equities; and
  • At least 0.2% of the Fund’s NAV will be invested in liquid assets for liquidity purpose.
Principal risks Stock specific risk, risk associated with temporary defensive positions, risks associated with investment in warrants/options, and concentration risk.
Distribution policy The Fund is not expected to pay any distribution.
Launch date 12 November 2012
Financial year-end 31 January.
Cooling off period Six (6) Business Days from the date the application form is received and accepted by the PRS Provider. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider.
Minimum contribution Nil
Minimum additional contribution Nil
Minimum withdrawal RM100 or 200 Units

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s). 

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge Nil
Management Fee 1.40% p.a. of the Fund’s NAV
Transfer Fee (to another PRS providers) A maximum of RM25 may be charged for each transfer to another PRS provider.
Note: All transaction on the transfer between PRS provider are only allowed for Vested Units.
Trustee Fee 0.04% p.a. of the Fund’s NAV

* The annual Management Fee is accrued daily based on the NAV of the Fund and paid monthly.
^ The annual Trustee Fee is accrued daily based on the NAV of the Fund and paid monthly. The Trustee Fee includes local custodian fees and charges but excludes foreign sub-custodian fees and charges.

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee RM 10**
PPA annual fee*** RM 8
PPA pre-retirement withdrawal Fee  RM 25 per transaction
PPA transfer fee (to another PRS provider)  RM 25 per transaction
PPA administration fee**** 0.04% p.a. of the Fund’s NAV

** This fee will be borne by us.
^ Not payable for the year the account is opened and on the year where there was no contribution.
# The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.