Be rewarded with PRS Bonus Units with Principal Private Retirement Schemes (PRS)
 | Campaign Period |
| 17 October 2025 – 31 December 2025 (both dates inclusive) | |
 | Campaign Participant for Principal Direct |
| Refers to new sign-up or top-up by an existing member who submits transactions directly to Principal, without involving any agency, distributor, or intermediary other than Principal. |
| TIER | Gross Contribution into Principal PRS funds | Reward |
|---|---|---|
| 1 | RM3,000 to RM4,999.99 | RM30 worth of bonus units into Principal PRS funds |
| 2 | RM5,000 and above | RM40 worth of bonus units into Principal PRS funds |
Please click here for the terms and conditions (T&C) applicable for the Campaign.
Why invest in PRS?
It’s important to have multiple sources of income to rely on after retirement. PRS serves as an additional income stream besides your mandatory retirement savings (if any). The earlier you start planning and investing for retirement, the more impact you can have on your total retirement wealth.
 | Enjoy tax relief of up to RM3,000 on your personal contribution into PRS (valid until year 2030*) *Subject to government directive (Source: MOF, Budget 2025) |
 | Allows automated contribution through Regular Savings Plan |
 | Top-up via PRS virtual account, PPA Online or cheque |
 | Flexibility in fund selection (Conventional & Islamic) |
 | Enjoy potential investment growth and take advantage of compound earnings |
 | Easy process to nominate your heir as the administrator or receiver of the PRS balance |
What to do next?
- Please visit our website at https://www.principal.com.my/en/prs for more information about Principal PRS funds.
Disclaimer: This information is intended for your general information only and must not be construed as an offer or a recommendation to invest in our Funds and neither does it take into account any investor’s particular circumstances. The following Disclosure Documents have been duly registered with the Securities Commission Malaysia (“SC”): PRS Plus^ Fourth Replacement Disclosure Document dated 23 September 2022 and Principal Islamic PRS Plus^ Fourth Replacement Disclosure Document dated 23 September 2022 (collectively refers as “Disclosure Documents”). We recommend that you read and understand the contents of these Disclosure Documents before contributing and that you keep the said Disclosure Documents for your records. A copy of the Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) may be obtained at our offices, distributors or our website at www.principal.com.my. The issuance of any units to which the Disclosure Document relates will only be made on receipt of an application referred to in and accompanying a copy of the Disclosure Document. There are fees and charges involved in contributing in the PRS. We suggest that you consider these fees and charges carefully prior to making a contribution. Unit prices and income distributions, if any, may fall or rise. Past performance is not reflective of future performance and income distributions are not guaranteed. For specific risks associated with PRS, please refer to the Disclosure Documents. As an investor you should make your own risk assessment and seek professional advice, where necessary. SC does not review advertisements produced by Principal.
^The name “PRS Plus” is the name of the PRS solution by Principal. It does not in any way connote or warrant that this Scheme will necessarily outperform other private retirement schemes or have additional features that may be lacking in other PRS solutions.