Principal Asset Management

Diversifying investments via fixed income assets.

A strategy to help investors mitigate the current volatile market and generate income.

Markets started the year on a positive note but have since become volatile due to the mini-banking crisis, hawkish monetary policy, and geopolitical tensions.* 


While volatility and the sting of short-term losses might leave you feeling anxious, it can be tempting to change how you invest in hopes of a better return. We understand that, money and emotions are closely tied. At this junction, we advocate you to avoid panic-actions and stay focused on your long-term investment goals and objectives.

3 reasons you should consider including fixed income assets in your investment portfolio.

Markets experienced volatility due to shifting sentiments about economic prospects and financial instability.


Manage liquidity as policy rates may peak earlier than anticipated.

Quality bonds as yields are potentially attractive.

Amidst anticipated volatility, investors have held extra cash. Yet, signs suggest rates may have peaked. Hence, investors should stay diversified or invest suitably, acting promptly for appealing yields and avoiding unwarranted deleveraging.

Promising yields and potential gains in economic downturns make high-quality fixed income appealing. Malaysia's fixed income stands out with its attractive yield spread. Active bond portfolio management enables investors to fully leverage these opportunities.

Timing market exits and entries can be costly. Focus on quality income funds with dividend exposure instead.

The roles and benefits of having fixed income funds in your investment portfolio.

  • Potentially higher returns compared to cash investments
  • Generates a potential regular stream of income
  • Reduce risk to capital
  • Lower volatility than equity investments

Invest your wealth with Principal to earn up to 0.68% reward.

By investing a minimum of RM2,000 and above with us online using cash or EPF savings, you will be able  to get an exclusive one-off reward of up to 0.68% of your total net investment amount. Offer ends 31 July 2023. Terms and Conditions apply.

Use offer code:  InvestXTheStar

Here are some of our fixed income funds you can consider investing in.

Source: Lipper as of 26 April 2023Performance figures are based on absolute returns on the price of the fund as of 26 April 2023 with income distribution. Past performance is not an indication of future performance. 

Begin investing

Disclaimer:You are advised to read and understand the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) before Investing. Among others, you should consider the fees and charges involved. The registration of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) with the Securities Commission Malaysia (SC) does not amount to nor indicate that the SC recommends or endorses the funds. A copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) may be obtained at our offices, distributors or our website at www.principal.com.my. The issuance of any units to which the relevant Prospectus, Information Memorandum and/or Disclosure Document relates will only be made on receipt of an application referred to in and accompanying a copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document. Please be advised that investment in the relevant unit trust funds, wholesale funds and/ or private retirement scheme carry risk. An outline of the various risk involved are described in the relevant Prospectus, Information Memorandum and/or Disclosure Document. As an investor you should make your own risk assessment and seek professional advice, where necessary. Securities Commission Malaysia does not review advertisements produced by Principal.

Reasons why you should consider investing with us.

Over 142 years of financial experience

Principal Financial Group is a global leader in investment management and total retirement solutions. 

Regulated and governed by the Securities Commission Malaysia 

Our products and services are regulated and governed by the Securities Commission Malaysia. Principal Asset Management Berhad is a joint venture between Principal Financial Group® - a member of the FORTUNE 500® and a Nasdaq-listed global financial services - and CIMB Group Holdings Berhad, one of Southeast Asia’s leading universal banking groups.

We serve over 45.5 million* customers worldwide

Principal Malaysia remains committed in championing financial inclusivity through innovative digital investment solutions and consumer education, and in Malaysia, we serve over 2.5 million customers to save enough, have enough and protect enough to achieve their long-term financial goals.
*As of June 2021.

How to invest in just 4 simple steps?

Register

1

Click 'Sign Up' button on our online investment portal to register.

Verify

2

You will need to perform eKYC* identity verification. You are required to take a photo of your front/back NRIC and take a selfie.

*If you have an existing i-Invest account with us, you can proceed to login with the same username and password. For existing Principal investors, you do not need to perform the eKYC.

Create

3

Complete your registration by creating your username and password. Choose your security image and word. Lastly, you will need to complete your risk assessment.

Invest

4

You can now begin investing.

Begin investing

Need further assistance?

Fill in your details and we will be in touch.

Frequently asked questions.

What is Principal online investment portal?

Principal online investment portal is an online portal by Principal Asset Management Berhad (“Principal”) which allows you to invest using cash or your Employee Provident Fund (“EPF”) funds via i-Invest online platform (“i-Invest"), switch and redeem at your convenience. It also provides ease of access to your investment account (to enquire or view account balances, current value and transaction history, to name a few).


Who is eligible to invest via Principal online investment portal?

Individual applicants must be 18 years old and above as at the date of the application to invest via the Principal online investment portal (“Application”).


What is the cut-off time for transactions and how many days does it take to reflect on my dashboard?

Your buy order will be submitted for processing on the same business day should you have successfully submitted the investment transaction and received by Principal before 4pm. If you have successfully submitted the investment transaction and received by Principal after 4pm or on a non-business day, orders will be submitted for processing on the next business day. Transaction will take up to three (3) business days to appear on dashboard.

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