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Each of the funds referred to in the Principal Asset Management Berhad (‘Principal’) website is intended only to be made available in Malaysia and offered only to persons in Malaysia. The data presented is for information purposes only and is not a recommendation to buy or sell any securities or adopt any investment strategy. This material is not intended to be relied upon as a forecast, research, or investment advice regarding a particular investment or the markets in general, nor is it intended to predict or depict performance of any investment. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision.

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  1. have read, understood and agree to the above;
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Principal e-Cash Fund (Class A)

Fund Performance

As at date : 31-01-2024
Fund		 Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV (MYR) Fund Size (million)
Principal e-Cash Fund (Class A) 0.30% 3.50% 0.00% 0.00% 7.14% 1.0000 624.74
Benchmark 0.07% 0.80% 0.00% 0.00% 2.39%
Benchmark : CIMB Bank Ringgit Malaysia Basic Savings Account Top Tier Rate

NAV History

NAV History

1W 1M 3M 6M YTD 1Y 3Y 5Y
From
Date NAV Fund change Fund Change Percent
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
1.0000
0.0000
0.00 %
Download CSV

Income Distribution History

From
Period Gross (Sen/ Unit) Annualised Yield (%) Net Asset Value Before (RM) Net Asset Value After (RM)
0.0094 3.49 1.0000 1.0000
0.0095 3.52 1.0000 1.0000
0.0094 3.49 1.0000 1.0000
0.0094 3.49 1.0000 1.0000
0.0094 3.49 1.0000 1.0000
0.0094 3.45 1.0000 1.0000
0.0094 3.49 1.0000 1.0000

Disclaimer : Annualised yield is calculated as the most recent dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal e-Cash Fund is an Islamic money market fund issued by Principal Malaysia. The Fund aims to provide investors with liquidity and income. The Fund is established with a multi-class structure and is allowed to establish new Class(es) from time to time without your prior consent. Please note that Class A can only be transacted through e-Wallet App.

This is neither a capital protected fund nor capital guaranteed fund.

You are eligible to invest in the Fund if you are:

  • an individual who is at least eighteen (18) years of age; and
  • have an account in the e-Wallet App and fulfil the requirements therein.

Please note that we have the right to reject any application in whole or in part thereof without assigning any reason in respect thereof.

Fund is suitable for investors who:

  • have a short-term investment horizon;
  • desire a stream of income; and
  • seek liquid and low risk investment.
Download Documents

Fund Details

Distribution PolicyClass A: We have the discretion to make income distribution on a daily basis, taking into consideration the level of realised income and/or realised gains, as well as the performance of the Fund. We have the right to make provisions for reserves in respect of distribution of the Class. If the income available is too small or insignificant, any distribution may not be of benefit to the Unit holders as the total cost to be incurred in any such distribution may be higher than the amount for distribution. We have the discretion to decide on the amount to be distributed to the Unit holders.
 
Distribution Payment

 		Referring to the Income Distribution History above, all distribution was made in the form of units reinvested into the Fund at the NAV per unit on the distribution date.
 
Initial InvestmentMYR 10 or such other amount as the Manager may decide from time to time.
 
Additional InvestmentMYR 10 or such other amount as the Manager may decide from time to time.
 
Cooling-off Period

Six (6) Business Days from the date the complete application is received and accepted by us from the first-time investor. However, cooling-off right is not applicable if:

(i) you have withdrawn all or parts of your investment from the Fund either for your usage/consumption in the e-Wallet App or to your bank account; or

(ii) you are Principal Malaysia’s staff and person(s) registered to deal in unit trust of Principal Malaysia.

Request for cooling-off must be made directly through Principal Malaysia and not through the e-Wallet App. You may withdraw your investment at the same NAV per unit when the units were purchased or prevailing NAV per unit at the point of cooling-off (whichever is lower) (“Refund Amount”). We will pay the Refund Amount including the Application Fee (if any) to you in MYR within seven (7) Business Days from the date we receive the complete documentations. 

Note: Please consult your professional advisers before investing. You may also contact our Customer Care Centre at (603) 7723 7262 for further information.
 

Minimum Withdrawal

(i) MYR10 if you are requesting for the proceeds to be transferred to your bank account* or e-Wallet App; or

(ii) MYR0.01 if you have opted for the automatic withdrawal for your e-Wallet App usage/consumption or such other amount as the Manager may decide from time to time.

Please note that if your balance in the Class is too small or insignificant, you may not be able to withdraw the amount from the Class.

Note: *Transfer of withdrawal proceeds to your bank account is subject to the terms and operations of the wire transfer provider. As such, please note that bank transfer will not be immediate. Any charges, fees and expenses incurred in facilitating the transfer shall be borne by you. We do not recommend this option if your withdrawal amount is small.

Launch Date15 March 2021. 

Fund Partner

  • TNG Digital Sdn Bhd

Click here to know more about our fund partner(s). 

Fund Fees

Application FeesNil.
 
Management FeeUp to 0.45% per annum of the NAV of the Class.
 
Trustee FeeUp to 0.03% per annum of the NAV of the Fund.
 
Switching FeesNot applicable as switching facility is currently not available.
 
Transfer FeeNot applicable as transfer facility is currently not available.
 
Other charges payable directly by you when purchasing or withdrawing the units
 		Any applicable bank charges and other bank fees incurred as a result of an investment or withdrawal will be borne by you.
 
Expenses directly related to the Fund pr ClassOnly expenses that are directly related to the Fund or Class can be charged to the Fund or Class respectively. Examples of relevant expenses are audit fee and tax agent’s fee.