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Principal Islamic PRS Plus Conservative - Class A

Fund Performance

As at date : 31-01-2024
Fund		 Year To Date Performance (%) 1Year (%) 3Year (%) 5year (%) Since Inception (%) NAV ( ) Fund Size (million)
Principal Islamic PRS Plus Conservative - Class A 0.30% 3.20% 3.17% 16.35% 40.17% 0.6091 7.67
Benchmark 0.83% 3.09% 3.47% 13.04% 35.13%
Benchmark : 60% Quant shop GII Short Index + 20% CIMB Islamic 1-Year General Investment Account-i (GIA) + 20% FTSE Bursa Malaysia EMAS Shariah Index

NAV History

NAV History

1W 1M 3M 6M YTD 1Y 3Y 5Y
From
Date NAV Fund change Fund Change Percent
0.6041
0.0001
0.02 %
0.6040
0.0001
0.02 %
0.6039
0.0000
0.00 %
0.6039
0.0001
0.02 %
0.6038
0.0001
0.02 %
0.6037
0.0001
0.02 %
0.6036
0.0002
0.03 %
0.6034
0.0006
0.10 %
0.6028
0.0000
0.00 %
0.6028
0.0002
0.03 %
0.6026
0.0001
0.02 %
0.6025
0.0002
0.03 %
0.6023
0.0002
0.03 %
0.6021
0.0001
0.02 %
0.6020
0.0001
0.02 %
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Income Distribution History

Disclaimer : Annualised yield is calculated as the most recent monthly dividend distribution multiplied by the Fund’s dividend frequency and divided by the latest NAV.

Unit Split History

General Information

Principal Islamic PRS Plus is an Islamic investment Scheme designed to help you to build and grow your savings* for retirement. The Scheme comprises of a range of Islamic retirement funds, which you may choose to invest based on your retirement needs, risk appetite and age profile.  

* The Funds are neither capital guaranteed nor capital protected funds.

This Fund is suitable for Members who:
  • want a Shariah-compliant investment;
  • are risk averse; and/or
  • are seeking capital preservation.
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Fund Details

Fund category / Type Sukuk
 
Benchmark 60% Quant shop GII Short Index + 20% CIMB Islamic 1-Year General Investment Account-i (GIA) + 20% FTSE Bursa Malaysia EMAS Shariah Index

Note: The Fund’s benchmark is for performance comparison purpose only.
 
Asset Allocation

•    At least 80% of the Fund’s NAV will be invested in Sukuk and Islamic money market instruments, of which a minimum 20% of the Fund’s NAV will be invested in Islamic money market instruments and up to 5% of the Fund’s NAV may be invested in unrated Sukuk;
•    Up to 20% of the Fund’s NAV will be invested in Shariah-compliant equities; and
•    Up to 5% of the Fund’s NAV will be invested in Islamic liquid assets for liquidity purpose.
 
Principal risks Stock specific risk, credit and default risk, interest rate risk, country risk, currency risk, risk associated with investment in Islamic CIS, and Shariah non-compliance risk.
 
Distribution policy The Fund is not expected to pay any distribution.
 
Launch date 12 November 2012.
 
Financial year-end 31 August.
 
Cooling off period You have six (6) Business Days after your initial contribution (i.e. the date the complete application is received and accepted by us or our Distributors) to reconsider the appropriateness and suitability for your investment needs. Within this period, you may withdraw your investment at the same NAV per unit when the units were purchased or prevailing NAV per unit at the point of cooling-off (whichever is lower) ("Refund Amount”). We must obtain prior authorization of the PPA before proceeding with the refund. We will pay the Refund Amount including the Sales Charge (if any) to you in RM within seven (7) Business Days of receiving the authorization of the PPA. Please note that this cooling-off right is only given to a first time Member registered with PPA who is investing with any PRS provider. However, Principal Malaysia’s staff, person(s) registered by a body approved by the SC to deal in PRS and contributions made to PRS by an employer on behalf of the employee are not entitled to the cooling-off right.
 
Minimum initial contribution MYR 100
 
Minimum additional contribution MYR 50
 
Minimum withdrawal MYR 50 or 100 units. 
 

 

Fund Partner

  • Principal Distributors
  • CIMB Bank

Click here to know more about our fund partner(s).

Fund Fees

Fees and charges charged by Principal Asset Management

Sales Charge* Max. 3.00% of the NAV per unit
 
Management Fee 1.40% p.a. of the NAV of the Fund
 
Transfer Fee  A maximum of MYR 25 may be charged for each transfer to another PRS provider.
 
Trustee Fee^

0.04% p.a. of the NAV of the Fund (Includes local custodian fees and charges but excludes foreign sub-custodian fees and charges)
 

Fees and charges charged by Private Pension Administrator ("PPA")

PPA account opening fee* MYR 10
 
PPA annual fee^ MYR 8
 
PPA pre-retirement withdrawal Fee  MYR 25 per transaction
 
PPA transfer fee (to another PRS provider)  MYR 25 per transaction
 
PPA administration fee# 0.04% p.a. of the Fund’s NAV
 


^ Not payable for the year the account is opened and on the year where there was no contribution.
# The annual PPA administration fee is accrued daily based on the NAV of the Fund and paid monthly.